CSE offers boaters insurance for different kinds of private vessels. I'm pretty sure the boat -- ship, really -- in this story isn't eligible for coverage from us. Which is probably a good thing, because I'm pretty sure the other party doesn't carry insurance:
A couple on a whale-watching trip off Cape Town, South Africa, say they had a lucky escape when a 10m (33ft) specimen lept on to their yacht.
The southern right whale, a species known for poor eyesight, snapped the mast before sliding back into the water.
Here's the money quote from one of the people on board:
"We were just the wrong boat, in the wrong place at the wrong time."
Indeed.
The damages look to be around $13,000.
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